![]() ![]() Common Reasons Olive Claims are Rejected? It is important to note that cars with pre-existing problems, whether you know about it or not, are not covered for those conditions. The policies offered can run as long as 12 years and up to 185,000 miles. Olive offers policies to owners of cars with mileage up to 140,000 miles and ten years of age. Olive will pay the bill, less your deductible. You can also phone for help, and if your mechanic and Olive work together as they should, you don’t have to pay up-front. You file your claim for repairs online, and if approved, you pay only your deductible. If you don’t already know a good one, Repair Pal is partnering with Olive to be your resource for repairs. Olive allows you to use any ASE-certified mechanic to repair your vehicle. Olive will also offer to continue the coverage to a new owner if you sell your vehicle while your plan is still active. The upside is you can pay monthly and cancel at any time. Prices shown are per month.Įach of the above plan price examples has a $100 deductible. Note how much the mileage and age of the vehicle impact your prices. Here’s a breakdown of what we found as examples. Based on pricing we found, a three-year plan covering a premium vehicle could cost as much as $5,076. The pricing examples for Olive’s products we found were higher than Olive’s general overview. How much more? Olive says that its plans range in price (on average) to as high as $80 per month. ![]() Olive says in its online advertisements that the average plan it provides “Only costs $60 per month.” So for three years of coverage, a policyholder would pay around $2,160. On its website, Olive says that the three main parameters are the vehicle itself, zip code, and mileage. Like all plans of this type, Olive’s will vary based on a few factors. Get the top warranty unless you want to be paying monthly for a warranty that does not guarantee you will have coverage if your vehicle breaks down. Our feeling is that if you're in for a penny you should be in for a pound. We don’t know about you, but we’d hit the roof if we bought a policy called “Powertrain Plus” and it did not include coverage for a critical part of the powertrain. Take a look at our chart above and notice that the transmission control module is not covered by Powertrain or Powertrain Plus. If it does, be sure you get the plan that covers that possible failure. If you are considering anything but the top-tier plan, figure out first if your car has a known common failure point. ![]() You can find a report on your specific model at CarComplaints, and Consumer Reports also breaks down reliability in pretty fine detail by model and model year. It is nearly impossible to say which repair your vehicle might require, but many models do have common problems that owners report. With wait times for AAA roadside assistance being reported as long as 8 hours, this may be a helpful part of your coverage. In addition to helping you pay to fix your vehicle, Olive will reimburse you for up to $100 for towing. The only way to know what is and what is not covered with any certainty is to read the plan you are presented for signature. This is not the complete list of what is covered. We created this matrix to help highlight some of the very common repairs that are not covered by the two lower tier plans Olive offers. Also scary is that your infotainment system won’t be covered by the middle plan either. For example, alternator and starter motor replacements. When we researched what was and what was not covered, the thing that jumped out at us was that some very common, and very pricey repairs are not included in the basic plan called Powertrain.
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